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Credit Cards · India

Play RBL Bank Credit Card

Updated 5 Jul 2026Source-linked

The Play RBL Bank Credit Card is a entry credit card from RBL Bank, with a joining fee of ₹500 + GST.

It earns up to 10 pts per ₹100 (≈1.8% value) on ott gaming dining entertainment spends in the form of play points (points).

Cardholders get 2 quarterly domestic airport lounge access.

RBL Bank logo
Play RBL Bank Credit Card
Mastercard logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForEveryday spends
  • Reward TypePlay Points (points)
Rewards Rate
  • 10 pts per ₹100 on ott gaming dining entertainment (cap 1000 points / monthly)
  • Base 0.18% on other spends
Welcome Benefits
  • Not applicable
Data verified 5 Jul 2026 — see our methodology
RBL Bank logoRBLMastercard logotitaniumentry
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Rewards and Benefits

Rewards Rate
10 pts per ₹100 on ott gaming dining entertainment (cap 1000 points / monthly)
Base 0.18% on other spends.
Reward Redemption
Redeem at ₹0.4 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
BOGO on BookMyShow
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 0.2% = ₹27/mo
  • Groceries₹8,000 · 0.2% = ₹14/mo
  • Dining & food delivery₹8,000 · 0.2% = ₹14/mo

    Dining & food delivery — earns base; accelerated rate needs booking via netflix, hotstar, amazon-prime, sony-liv, zee5, bookmyshow

  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 0.2% = ₹18/mo
  • Utilities & bills₹5,000 · 0.2% = ₹9/mo
Est.net rewards for this spend, realistic
₹994/yr

₹994 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹1,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • entry card issued by RBL Bank.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹1,00,000.
  • Available on the Mastercard network.
  • Complimentary airport lounge access: domestic (2/quarterly).

Pros & Cons

Pros
  • Annual fee waivable on ₹1,00,000 spend.
  • Complimentary domestic airport lounge access (2/quarterly).
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 10 pts per ₹100 on ott gaming dining entertainment (cap 1000 points / monthly)
    Merchants: netflix, hotstar, amazon-prime, sony-liv, zee5, bookmyshow
    10X points on OTT, gaming, dining and entertainment merchants.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
2 visit(s) / quarterly. Via mastercard, dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹100 per monthly.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
Tagsentryentertainmentottgamingpoints