Beta data. Numbers are community-sourced and may be out of date. Every value links to the issuer page — always verify before applying.

Credit Cards · India

RBL Bank ShopRite Credit Card

Updated 15 Apr 2026Source-linked

The RBL Bank ShopRite Credit Card is a entry credit card from RBL Bank, with a joining fee of ₹500 + GST.

It earns up to 20% back on grocery supermarket spends in the form of reward points (points).

RBL Bank logo
RBL Bank ShopRite Credit Card
Mastercard logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForEveryday spends
  • Reward TypeReward Points (points)
Rewards Rate
  • 20% on grocery supermarket (cap 1000 points / monthly)
  • Base 0.80% on other spends
Welcome Benefits
  • Not applicable
RBL Bank logoRBLMastercard logoplatinumentry
Calculate rewards+ CompareApply Now ↗

Rewards and Benefits

Rewards Rate
20% on grocery supermarket (cap 1000 points / monthly)
Base 0.80% on other spends.
Reward Redemption
RBL Rewards: Redeem at ₹0.4 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹75,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • entry card issued by RBL Bank.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹75,000.
  • Available on the Mastercard network.

Pros & Cons

Pros
  • Annual fee waivable on ₹75,000 spend.
  • Accelerated earn rate of 20% on grocery supermarket.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 20% on grocery supermarket (cap 1000 points / monthly)
    20 Reward Points per ₹100 at grocery / supermarket merchants.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹100 per monthly.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
Tagsentrygrocerypoints