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Credit Cards · India

Zomato RBL Bank Edition Credit Card

Updated 15 Apr 2026Source-linked

The Zomato RBL Bank Edition Credit Card is a entry co-branded credit card from RBL Bank and Zomato, with a joining fee of ₹500 + GST.

It earns up to 10% back on Zomato spends in the form of cashback.

Welcome benefit: Zomato Gold membership for 3 months.

RBL Bank logo
Zomato RBL Bank Edition Credit Card
Mastercard logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForLifestyle & travel
  • Reward TypeCashback
Rewards Rate
  • 10% on zomato ordering dining
  • 5% on other online (cap 500 cashback inr / monthly)
  • Base 1.00% on other spends
Welcome Benefits
  • Zomato Gold membership for 3 months
RBL Bank logoRBLMastercard logoplatinumentryCo-brand · Zomato

Rewards and Benefits

Rewards Rate
10% on zomato ordering dining
5% on other online (cap 500 cashback inr / monthly)
Base 1.00% on other spends.
Reward Redemption
Zomato Credits: Redeemable only on Zomato at 1 credit = ₹1.
Welcome Benefits
Zomato Gold membership for 3 months
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹2,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by RBL Bank and Zomato.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹2,00,000.
  • Available on the Mastercard network.

Pros & Cons

Pros
  • Annual fee waivable on ₹2,00,000 spend.
  • Accelerated earn rate of 10% on zomato ordering dining.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
  • Rewards redeemable only with Zomato Credits.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹500 welcome benefit

  • Zomato Gold membership for 3 months
    First transaction within 30 days
    Window: 30 days from issuance.

Accelerated rewards

  • 10% on zomato ordering dining
    Merchants: zomato, zomato-dining
    10% back on Zomato food delivery and Zomato Dining Out.
  • 5% on other online (cap 500 cashback inr / monthly)

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • emi
  • insurance premiums

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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