Air India SBI Platinum Credit Card
Updated 15 Apr 2026Source-linked
The Air India SBI Platinum Credit Card is a entry co-branded credit card from SBI Card and Air India, with a joining fee of ₹1,499 + GST.
It earns up to 10% back on Air India spends in the form of flying returns miles (miles).
Welcome benefit: 5,000 Flying Returns miles.
Air India SBI Platinum Credit Card
- Joining Fee₹1,499
- Annual Fee₹1,499
- Best Suited ForTravel
- Reward TypeFlying Returns Miles (miles)
Rewards Rate
- 10% on air india bookings
- Base 2.00% on other spends
Welcome Benefits
- 5,000 Flying Returns miles
Rewards and Benefits
Rewards Rate
10% on air india bookings
Base 2.00% on other spends.
Reward Redemption
Air India Flying Returns: Directly credited to Flying Returns account; redeemable for Air India / Star Alliance award tickets.
Welcome Benefits
5,000 Flying Returns miles
Milestone Rewards
- ₹2,00,000 / annual: 2,000 bonus Flying Returns miles
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
Co-branded with Air India; 10% on air india bookings.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded entry card by SBI Card and Air India.
- Joining / annual fee of ₹1,499 + GST.
- Available on the Visa network.
Pros & Cons
Pros
- Strong base reward rate of 2.00%.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn rate of 10% on air india bookings.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
₹2,500 welcome benefit
- 5,000 Flying Returns milesJoining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 10% on air india bookingsMerchants: air-indiaUp to 10 miles per ₹100 visible on Air India bookings, of which ~4 is card-attributable; the remainder stacks from Flying Returns baseline + channel + tier (joined via loyalty_program at calculator time).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Milestone benefits
- ₹2,00,000 / annual: 2,000 bonus Flying Returns miles (≈ ₹1,000 value)
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Sources
- : www.sbicard.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 720+
- Income (salaried)
- —
- Income (self-employed)
- —