Air India SBI Signature Card
Updated 3 Jul 2026Source-linked
The Air India SBI Signature Card is a premium co-branded credit card from SBI Card and Air India, with a joining fee of ₹4,999 + GST.
It earns up to 10 miles per ₹100 (≈5.0% value) on Air India spends in the form of reward points (miles).
Cardholders get 8 annual domestic + 0 annual international airport lounge access, plus 20,000 reward points and complimentary air india maharaja club membership as a welcome benefit.
Air India SBI Signature Card
- Joining Fee₹4,999
- Annual Fee₹4,999
- Best Suited ForTravel
- Reward TypeReward Points (miles)
Rewards Rate
- 10 miles per ₹100 on air india bookings
- Base 2.00% on other spends
Welcome Benefits
- 20,000 Reward Points and complimentary Air India Maharaja Club membership
Rewards and Benefits
Rewards Rate
10 miles per ₹100 on air india bookings
Base 2.00% on other spends.
Reward Redemption
Air India Maharaja Club: Convert Reward Points into Air India Maharaja Points; 1 Reward Point = 1 Air India Maharaja Point.
Welcome Benefits
20,000 Reward Points and complimentary Air India Maharaja Club membership
Milestone Rewards
- ₹5,00,000 / annual: 20,000 bonus Reward Points
- ₹10,00,000 / annual: 30,000 bonus Reward Points
- ₹20,00,000 / annual: 50,000 bonus Reward Points
Domestic Lounge Access
8 visits each annual.
International Lounge Access
N/A
Travel
Co-branded with Air India; 10 miles per ₹100 on air india bookings.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Anniversary gift — 5,000 Reward Points every year on card anniversary.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by SBI Card and Air India.
- Joining / annual fee of ₹4,999 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (0/annual).
Pros & Cons
Pros
- Strong base reward rate of 2.00%.
- Complimentary international airport lounge access.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn worth ≈5.0% on air india bookings.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Welcome benefit
- 20,000 Reward Points and complimentary Air India Maharaja Club membershipJoining fee paidWindow: 15 days from issuance.
Accelerated rewards
- 10 miles per ₹100 on air india bookingsMerchants: air-india10 Reward Points per Rs. 100 on Air India tickets booked via website, app, booking offices or call centres (including Super Saver tickets for self and others).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- emi
Milestone benefits
- ₹5,00,000 / annual: 20,000 bonus Reward Points
- ₹10,00,000 / annual: 30,000 bonus Reward Points
- ₹20,00,000 / annual: 50,000 bonus Reward Points
Airport lounge access
Domestic
8 visit(s) / annual. Via visa.
8 complimentary domestic lounge visits per year (max. 2 per quarter).
International
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹250 per statement.
Other benefits
- Anniversary gift. 5,000 Reward Points every year on card anniversary.
Sources
- : www.sbicard.com · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–70
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.