Aurum SBI Card
Updated 15 Apr 2026Source-linked
The Aurum SBI Card is a invite only credit card from SBI Card, with a joining fee of ₹9,999 + GST.
It earns up to 10% back on dining grocery departmental movies spends in the form of reward points (points).
Cardholders get unlimited annual domestic + unlimited annual international airport lounge access, plus 10,000 bonus reward points + lifestyle vouchers worth ₹10,000 as a welcome benefit.
Aurum SBI Card
- Joining Fee₹9,999
- Annual Fee₹9,999
- Best Suited ForLifestyle & travel
- Reward TypeReward Points (points)
Rewards Rate
- 10% on dining grocery departmental movies
- Base 1.00% on other spends
Welcome Benefits
- 10,000 bonus Reward Points + lifestyle vouchers worth ₹10,000
SBIworld eliteinvite onlyRewards and Benefits
Rewards Rate
10% on dining grocery departmental movies
Base 1.00% on other spends.
Reward Redemption
SBI Card Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
10,000 bonus Reward Points + lifestyle vouchers worth ₹10,000
Milestone Rewards
N/A
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
- air accident: ₹3,00,00,000
- travel medical: ₹1,00,00,000
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.99%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹5,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- invite only card issued by SBI Card.
- Joining / annual fee of ₹9,999 + GST.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Low forex markup of 1.99% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Accelerated earn rate of 10% on dining grocery departmental movies.
Cons
- High annual fee of ₹9,999.
- No annual-fee waiver option.
- No rewards on fuel spends.
- Invite-only — limited availability.
₹12,500 welcome benefit
- 10,000 bonus Reward Points + lifestyle vouchers worth ₹10,000Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 10% on dining grocery departmental movies
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
Unlimited visit(s) / annual. Via mastercard, dreamfolks. Guests: unlimited.
International
Unlimited visit(s) / annual. Via priority-pass. Guests: unlimited.
Insurance benefits
- air accident: ₹3,00,00,000
- travel medical: ₹1,00,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹5,000.
Sources
- : www.sbicard.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 780+
- Income (salaried)
- —
- Income (self-employed)
- —
Invite-only to SBI Card's top-tier customers.