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Credit Cards · India

Club Vistara SBI Card

Updated 3 Jul 2026Source-linked

The Club Vistara SBI Card is a mid co-branded credit card from SBI Card and Vistara, with a joining fee of ₹1,499 + GST.

Cardholders get 4 annual domestic + 0 yr international airport lounge access.

SBI Card logo
Club Vistara SBI Card
Visa logo
  • Joining Fee₹1,499
  • Annual Fee₹1,499
  • Best Suited ForTravel
  • Reward TypeCV Points (miles)
Rewards Rate
  • Base rate 0.30%
Welcome Benefits
  • Not applicable
SBI Card logoSBIVisa logomidCo-brand · Vistara
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Rewards and Benefits

Rewards Rate
Base 0.30% on other spends.
Reward Redemption
Air India Maharaja Club / Partner Airlines: CV Points redeemable on Air India and partner airlines after Vistara-Air India merger.
Welcome Benefits
N/A
Milestone Rewards
  • ₹5,00,000 / annual: 1 hotel e-Voucher from Yatra worth Rs. 5,000
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
Co-branded with Vistara; travel-forward rewards.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
  • lost card liability: ₹1,00,000
  • baggage loss: ₹72,000
  • baggage loss: ₹7,500
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded mid card by SBI Card and Vistara.
  • Joining / annual fee of ₹1,499 + GST.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (4/annual) + international (0/yr).
  • Insurance cover bundled: lost card liability, baggage loss, baggage loss.

Pros & Cons

Pros
  • Complimentary international airport lounge access.
  • Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Milestone benefits

  • ₹5,00,000 / annual: 1 hotel e-Voucher from Yatra worth Rs. 5,000 (≈ ₹5,000 value)

Airport lounge access

Domestic
4 visit(s) / annual. Via issuer-direct.
Max 1 per quarter; unutilised access lapses each quarter.
International

Insurance benefits

  • lost card liability: ₹1,00,000
  • baggage loss: ₹72,000
    Loss of check-in baggage cover.
  • baggage loss: ₹7,500
    Delay of check-in baggage cover.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹6,00,000 p.a.
Income (self-employed)
₹6,00,000 p.a.

Vistara merged into Air India (Nov 2024); Club Vistara SBI cards are being wound down / migrated. Renewal and milestone flight-ticket benefits discontinued for cards renewing after 01 Apr 2025; verify open-to-new-applicants status.

Tagsco brandedairlinevistaratravelmilesmid