Club Vistara SBI Card PRIME
Updated 3 Jul 2026Source-linked
The Club Vistara SBI Card PRIME is a premium co-branded credit card from SBI Card and Vistara, with a joining fee of ₹2,999 + GST.
Cardholders get 8 annual domestic + 4 annual international airport lounge access.
Club Vistara SBI Card PRIME
- Joining Fee₹2,999
- Annual Fee₹2,999
- Best Suited ForTravel
- Reward TypeCV Points (miles)
Rewards Rate
- Base rate 0.40%
Welcome Benefits
- Not applicable
SBIpremiumCo-brand · VistaraRewards and Benefits
Rewards Rate
Base 0.40% on other spends.
Reward Redemption
Air India Maharaja Club / Partner Airlines: CV Points redeemable on Air India and partner airlines after Vistara-Air India merger.
Welcome Benefits
N/A
Milestone Rewards
- ₹8,00,000 / annual: 1 hotel e-Voucher from Yatra worth Rs. 10,000
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual.
Travel
Co-branded with Vistara; travel-forward rewards.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- lost card liability: ₹1,00,000
- baggage loss: ₹72,000
- baggage loss: ₹7,500
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by SBI Card and Vistara.
- Joining / annual fee of ₹2,999 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (4/annual).
- Insurance cover bundled: lost card liability, baggage loss, baggage loss.
Pros & Cons
Pros
- Complimentary international airport lounge access.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
Milestone benefits
- ₹8,00,000 / annual: 1 hotel e-Voucher from Yatra worth Rs. 10,000 (≈ ₹10,000 value)
Airport lounge access
Domestic
8 visit(s) / annual. Via issuer-direct.
Max 2 per quarter.
International
4 visit(s) / annual. Via priority-pass.
Max 2 visits per quarter to Priority Pass lounges outside India.
Insurance benefits
- lost card liability: ₹1,00,000
- baggage loss: ₹72,000Loss of check-in baggage cover.
- baggage loss: ₹7,500Delay of check-in baggage cover.
Sources
- : www.sbicard.com · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.
Vistara merged into Air India (Nov 2024); Club Vistara SBI cards are being wound down / migrated. Renewal and milestone flight-ticket benefits discontinued for cards renewing after 01 Apr 2025; verify open-to-new-applicants status.