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Credit Cards · India

IndiGo SBI Card

Updated 22 Apr 2026Source-linked

The IndiGo SBI Card is a mid co-branded credit card from SBI Card and IndiGo, with a joining fee of ₹1,499 + GST.

It earns up to 19% back on IndiGo spends in the form of indigo bluchips (miles).

Welcome benefit: 2,500 IndiGo BluChips welcome voucher — renews annually on fee payment.

SBI Card logo
IndiGo SBI Card
Visa logo
  • Joining Fee₹1,499
  • Annual Fee₹1,499
  • Best Suited ForTravel
  • Reward TypeIndiGo BluChips (miles)
Rewards Rate
  • 19% on indigo flights direct
  • 2% on hotels travel
  • Base 1.00% on other spends
Welcome Benefits
  • 2,500 IndiGo BluChips welcome voucher — renews annually on fee payment
SBI Card logoSBIVisa logosignaturemidCo-brand · IndiGo ↗
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Rewards and Benefits

Rewards Rate
19% on indigo flights direct
2% on hotels travel
Base 1.00% on other spends.
Reward Redemption
IndiGo flights + 6E Prime add-ons: Redeemable 1:1 on IndiGo bookings and 6E Prime add-ons only. No airline / hotel transfer partners.
Welcome Benefits
2,500 IndiGo BluChips welcome voucher — renews annually on fee payment
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
Co-branded with IndiGo; 19% on indigo flights direct.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded mid card by SBI Card and IndiGo.
  • Joining / annual fee of ₹1,499 + GST.
  • Available on the Visa network.

Pros & Cons

Pros
  • Accelerated earn rate of 19% on indigo flights direct.
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
  • Rewards redeemable only with IndiGo flights + 6E Prime add-ons.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹2,500 welcome benefit

  • 2,500 IndiGo BluChips welcome voucher — renews annually on fee payment
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 19% on indigo flights direct
    Merchants: indigo-web, indigo-app
    Receipt-visible total can reach ~19 BluChips per ₹100 on IndiGo bookings via app/web. Of that, ~3 is the card's own contribution; the remainder (BluChip baseline + channel bonus + tier) comes from the loyalty programme and is stacked at calculator time via loyalty_program: indigo-bluchip.
  • 2% on hotels travel
    Card-side reward denominated in BluChips but does not stack with IndiGo programme earn (hotels don't earn BluChips just from holding the card).

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.

Sources

Last verified 22 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹3,60,000 p.a.
Income (self-employed)
₹3,60,000 p.a.

Eligibility requires active IndiGo BluChip membership.

Tagsco brandedairlineindigomidmilesbluchip