SBI Card MILES
Updated 3 Jul 2026Source-linked
The SBI Card MILES is a mid credit card from SBI Card, with a joining fee of ₹1,499 + GST.
It earns up to 2 miles per ₹200 (≈0.5% value) on travel spends in the form of travel credits (miles).
Cardholders get 2 quarterly domestic airport lounge access, plus 1,500 travel credits as welcome gift as a welcome benefit.
SBI Card MILES
- Joining Fee₹1,499
- Annual Fee₹1,499
- Best Suited ForTravel
- Reward TypeTravel Credits (miles)
Rewards Rate
- 2 miles per ₹200 on travel
- Base 0.25% on other spends
Welcome Benefits
- 1,500 Travel Credits as Welcome Gift
SBImidRewards and Benefits
Rewards Rate
2 miles per ₹200 on travel
Base 0.25% on other spends.
Reward Redemption
1 Travel Credit = Re.1 when redeemed for Air Miles / Hotel Points.
Welcome Benefits
1,500 Travel Credits as Welcome Gift
Milestone Rewards
- ₹5,00,000 / annual: 5,000 Bonus Travel Credits on annual spends of ₹5 lakhs
- ₹1,00,000 / annual: 1 additional domestic airport lounge visit for every ₹1 lakh spent (capped at 8 additional visits per year)
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Priority Pass Membership — Complimentary Priority Pass Membership worth $99, giving access to 1,000+ international lounges. Complimentary for first 2 years; $27 + taxes per visit thereafter.
Fees & Charges
Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.00%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- mid card issued by SBI Card.
- Joining / annual fee of ₹1,499 + GST, waived on annual spends of ₹6,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (2/quarterly).
Pros & Cons
Pros
- Annual fee waivable on ₹6,00,000 spend.
- Complimentary domestic airport lounge access (2/quarterly).
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
- No rewards on fuel spends.
₹1,500 welcome benefit
- 1,500 Travel Credits as Welcome GiftSpends of ₹30,000 within 60 days of card issuanceWindow: 60 days from issuance.
Accelerated rewards
- 2 miles per ₹200 on travel2 Travel Credits per ₹200 spent on travel (vs 1 per ₹200 on other spends).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
Milestone benefits
- ₹5,00,000 / annual: 5,000 Bonus Travel Credits on annual spends of ₹5 lakhs (≈ ₹5,000 value)
- ₹1,00,000 / annual: 1 additional domestic airport lounge visit for every ₹1 lakh spent (capped at 8 additional visits per year)
Airport lounge access
Domestic
2 visit(s) / quarterly. Via mastercard, rupay.
Max 2 visits per quarter. Plus 1 extra visit per ₹1 lakh spent, capped at 8 additional visits per membership year.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000.
Other benefits
- Priority Pass Membership. Complimentary Priority Pass Membership worth $99, giving access to 1,000+ international lounges. Complimentary for first 2 years; $27 + taxes per visit thereafter.
Sources
- : www.sbicard.com · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–70
- Credit score
- 750+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- —
Secured 'Advantage' variant also available. TODO verify eligibility criteria.