SBI Card PULSE Sprint
Updated 3 Jul 2026Source-linked
The SBI Card PULSE Sprint is a mid credit card from SBI Card, with a joining fee of ₹1,499 + GST.
It earns up to 10 pts per ₹100 (≈2.2% value) on chemist pharmacy sports dining movies spends in the form of reward points (points).
Cardholders get 4 annual domestic airport lounge access, plus noise colorfit pulse 4 pro smartwatch worth rs. 7,999 as a welcome benefit.
SBI Card PULSE Sprint
- Joining Fee₹1,499
- Annual Fee₹1,499
- Best Suited ForEveryday spends
- Reward TypeReward Points (points)
Rewards Rate
- 10 pts per ₹100 on chemist pharmacy sports dining movies
- Base 0.44% on other spends
Welcome Benefits
- Noise ColorFit Pulse 4 Pro smartwatch worth Rs. 7,999
SBImidRewards and Benefits
Rewards Rate
10 pts per ₹100 on chemist pharmacy sports dining movies
Base 0.44% on other spends.
Reward Redemption
4 Reward Points = Rs. 1.
Welcome Benefits
Noise ColorFit Pulse 4 Pro smartwatch worth Rs. 7,999
Milestone Rewards
- ₹4,00,000 / annual: e-Voucher worth Rs. 1,500 on annual retail spends of Rs. 4 lakh
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- fraud liability: ₹1,00,000
- baggage loss: ₹72,000
- trip delay: ₹7,500
- other: ₹12,500
Other Benefits
- FITPASS PRO membership — Complimentary 1-year FITPASS PRO Membership, renewed every year on card renewal.
- Netmeds First membership — Complimentary 1-year Netmeds First Membership, renewed every year on card renewal.
Fees & Charges
Spend-Based Waiver
₹2,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- mid card issued by SBI Card.
- Joining / annual fee of ₹1,499 + GST, waived on annual spends of ₹2,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/annual).
- Insurance cover bundled: fraud liability, baggage loss, trip delay, other.
Pros & Cons
Pros
- Annual fee waivable on ₹2,00,000 spend.
- Complimentary domestic airport lounge access (4/annual).
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹7,999 welcome benefit
- Noise ColorFit Pulse 4 Pro smartwatch worth Rs. 7,999Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 10 pts per ₹100 on chemist pharmacy sports dining movies10 Reward Points per Rs. 100 on Chemist, Pharmacy, Sports, Dining and Movies.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Milestone benefits
- ₹4,00,000 / annual: e-Voucher worth Rs. 1,500 on annual retail spends of Rs. 4 lakh (≈ ₹1,500 value)
Airport lounge access
Domestic
4 visit(s) / annual. Via visa, dreamfolks.
Restricted to 1 per quarter. Complimentary Priority Pass membership (US $99, first 2 years) — international visits not complimentary.
Insurance benefits
- fraud liability: ₹1,00,000
- baggage loss: ₹72,000Loss of check-in baggage.
- trip delay: ₹7,500Delay in flight / delay of check-in baggage.
- other: ₹12,500Loss of travel documents.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Other benefits
- FITPASS PRO membership. Complimentary 1-year FITPASS PRO Membership, renewed every year on card renewal. (≈ ₹3,000 value)
- Netmeds First membership. Complimentary 1-year Netmeds First Membership, renewed every year on card renewal.
Sources
- : www.sbicard.com · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 730+
- Income (salaried)
- —
- Income (self-employed)
- —