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Credit Cards · India

SBI Card SHAURYA

Updated 3 Jul 2026Source-linked

The SBI Card SHAURYA is a entry credit card from SBI Card, with a joining fee of ₹250 + GST.

It earns up to 5 pts per ₹100 (≈1.1% value) on csd dining movies departmental grocery spends in the form of reward points (points).

Welcome benefit: 1,000 Welcome Reward Points.

SBI Card logo
SBI Card SHAURYA
Visa logo
  • Joining Fee₹250
  • Annual Fee₹250
  • Best Suited ForEveryday spends
  • Reward TypeReward Points (points)
Rewards Rate
  • 5 pts per ₹100 on csd dining movies departmental grocery
  • Base 0.22% on other spends
Welcome Benefits
  • 1,000 Welcome Reward Points
SBI Card logoSBIVisa logoentry
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Rewards and Benefits

Rewards Rate
5 pts per ₹100 on csd dining movies departmental grocery
Base 0.22% on other spends.
Reward Redemption
Pay card outstanding with Reward Points; 4 Reward Points = Rs. 1.
Welcome Benefits
1,000 Welcome Reward Points
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
  • personal accident: ₹2,00,000
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per statement.
Cash Advance Charges
N/A

Product Details

  • entry card issued by SBI Card.
  • Joining / annual fee of ₹250 + GST, waived on annual spends of ₹50,000.
  • Available on the Visa network.
  • Insurance cover bundled: personal accident.

Pros & Cons

Pros
  • Annual fee waivable on ₹50,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹250 welcome benefit

  • 1,000 Welcome Reward Points
    1st year annual fee of Rs. 250 paid
    Window: 15 days from issuance.

Accelerated rewards

  • 5 pts per ₹100 on csd dining movies departmental grocery
    5X Reward Points (5 per Rs. 100) on CSD (Canteen Stores Department), Dining, Movies, Departmental Stores and Grocery spends.

Exclusions

The following spend categories earn no rewards on this card:

  • wallet loads

Insurance benefits

  • personal accident: ₹2,00,000
    Complimentary Personal Accidental Insurance Cover; applicable only on RuPay network variant.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per statement.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–70
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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