SimplyCLICK Advantage SBI Card
Updated 3 Jul 2026Source-linked
The SimplyCLICK Advantage SBI Card is a entry credit card from SBI Card, with a joining fee of ₹499 + GST.
It earns up to 10 pts per ₹100 (≈2.2% value) on online partner merchants spends in the form of reward points (points).
Welcome benefit: Amazon.in e-Gift Card worth Rs. 500.
SimplyCLICK Advantage SBI Card
- Joining Fee₹499
- Annual Fee₹499
- Best Suited ForOnline shopping
- Reward TypeReward Points (points)
Rewards Rate
- 10 pts per ₹100 on online partner merchants
- 5 pts per ₹100 on online other
- Base 0.22% on other spends
Welcome Benefits
- Amazon.in e-Gift Card worth Rs. 500
SBIentryRewards and Benefits
Rewards Rate
10 pts per ₹100 on online partner merchants
5 pts per ₹100 on online other
Base 0.22% on other spends.
Reward Redemption
Redeem at ₹0.25 per unit.
Welcome Benefits
Amazon.in e-Gift Card worth Rs. 500
Milestone Rewards
- ₹1,00,000 / annual: e-Voucher worth Rs. 2,000 (Cleartrip/Yatra) on annual online spends of Rs. 1 lakh
- ₹2,00,000 / annual: Additional e-Voucher worth Rs. 2,000 (Cleartrip/Yatra) on annual online spends of Rs. 2 lakh
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹1,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by SBI Card.
- Joining / annual fee of ₹499 + GST, waived on annual spends of ₹1,00,000.
- Available on the Visa network.
Pros & Cons
Pros
- Annual fee waivable on ₹1,00,000 spend.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
₹500 welcome benefit
- Amazon.in e-Gift Card worth Rs. 500Annual fee paidWindow: 90 days from issuance.
Accelerated rewards
- 10 pts per ₹100 on online partner merchantsMerchants: apollo-24-7, bookmyshow, cleartrip, dominos, igp, myntra, netmeds, swiggy + 3 more10X Reward Points on online spends with partner merchants: Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata Cliq.
- 5 pts per ₹100 on online other5X Reward Points on all other online spends.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Milestone benefits
- ₹1,00,000 / annual: e-Voucher worth Rs. 2,000 (Cleartrip/Yatra) on annual online spends of Rs. 1 lakh (≈ ₹2,000 value)
- ₹2,00,000 / annual: Additional e-Voucher worth Rs. 2,000 (Cleartrip/Yatra) on annual online spends of Rs. 2 lakh (≈ ₹2,000 value)
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per monthly.
Sources
- : www.sbicard.com · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- —
- Credit score
- —
- Income (salaried)
- —
- Income (self-employed)
- —
Secured card issued against a fixed deposit; no separate income/credit-score criteria published.