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Credit Cards · India

Tata Neu Infinity SBI Card

Updated 5 Jul 2026Source-linked

The Tata Neu Infinity SBI Card is a premium co-branded credit card from SBI Card and Tata Neu, with a joining fee of ₹1,499 + GST.

It earns up to 10% on Tata Neu spends in the form of cashback.

Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus 1,499 neucoins (1 neucoin = re. 1) as a welcome benefit.

SBI Card logo
Tata Neu Infinity SBI Card
RuPay logo
  • Joining Fee₹1,499
  • Annual Fee₹1,499
  • Best Suited ForCo-brand rewards
  • Reward TypeCashback
Rewards Rate
  • 5% on tata neu and partner tata brands (cap 1500 points / monthly)
  • 10% on tata neu select categories (cap 1500 points / monthly)
  • Base 1.43% on other spends
Welcome Benefits
  • 1,499 NeuCoins (1 NeuCoin = Re. 1)
Data verified 5 Jul 2026 — see our methodology
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Rewards and Benefits

Rewards Rate
5% on tata neu and partner tata brands (cap 1500 points / monthly)
10% on tata neu select categories (cap 1500 points / monthly)
Base 1.43% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
1,499 NeuCoins (1 NeuCoin = Re. 1)
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual on making spends of ₹75,000 in the previous quarterly.
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 1.5% = ₹225/mo

    Online shopping — earns base; accelerated rate needs booking via tata-neu

  • Groceries₹8,000 · 1.5% = ₹120/mo
  • Dining & food delivery₹8,000 · 1.5% = ₹120/mo
  • Fuel₹4,000 · 1.5% = ₹60/mo
  • Travel & hotels₹10,000 · 1.5% = ₹150/mo
  • Utilities & bills₹5,000 · 1.5% = ₹75/mo
Est.net rewards for this spend, realistic
₹9,000/yr

₹9,000 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹3,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.99%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000, capped at ₹500 per statement.
Cash Advance Charges
N/A

Product Details

  • Co-branded premium card by SBI Card and Tata Neu.
  • Joining / annual fee of ₹1,499 + GST, waived on annual spends of ₹3,00,000.
  • Available on the RuPay network.
  • Complimentary airport lounge access: domestic (8/annual) + international (4/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹3,00,000 spend.
  • Low forex markup of 1.99% — suited to international spends.
  • Complimentary international airport lounge access.
  • Accelerated earn worth ≈10.0% on tata neu select categories.
Cons

No derived cons.

Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹1,499 welcome benefit

  • 1,499 NeuCoins (1 NeuCoin = Re. 1)
    Within 15 days of joining fee realisation
    Window: 15 days from issuance.

Accelerated rewards

  • 5% on tata neu and partner tata brands (cap 1500 points / monthly)
    Merchants: tata-neu
    5% NeuCoins on Tata Neu app & partner Tata brands (BigBasket/Croma/CLiQ/Air India), capped 1,500 NeuCoins/month.
  • 10% on tata neu select categories (cap 1500 points / monthly)
    Merchants: tata-neu
    10% total (5% NeuCoins capped 1,500/mo + 5% instant discount capped 500/mo) on select Tata categories. Base 1.5% (grocery/utility/telecom capped 2,000 NeuCoins/mo each; UPI 500/mo on RuPay).
Capping rules
  • 5% accrual applies only to non-EMI spends. NeuCoins auto-credited to NeuPass within 7 working days of the monthly statement.

Exclusions

The following spend categories earn no rewards on this card:

  • emi

Airport lounge access

Domestic
8 visit(s) / annual.
Unlocks after ₹75,000 / quarterly spend.
8 per year (2 per quarter), each quarter's visits unlocked on Rs. 75,000 spend in the previous quarter.
International
4 visit(s) / annual. Via priority-pass.
1 per quarter. Complimentary Priority Pass membership (worth $99); $27 + taxes per visit after complimentary visits.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹500 per statement.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
750+
Income (salaried)
₹12,00,000 p.a.
Income (self-employed)
₹12,00,000 p.a.

Eligibility criteria not published on the product page; verify from MITC.

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