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Credit Cards · India

slice UPI Credit Card (RuPay)

Updated 3 Jul 2026Source-linked

The slice UPI Credit Card (RuPay) is a entry credit card from slice, with a joining fee of ₹0 + GST.

It earns up to 2% on upi spend spends in the form of cashback.

slice
slice UPI Credit Card (RuPay)
RuPay logo
  • Joining FeeFree
  • Annual FeeFree
  • Best Suited ForCashback
  • Reward TypeCashback
Rewards Rate
  • 2% on upi spend (cap 500 cashback inr / monthly)
  • Base 1.00% on other spends
Welcome Benefits
  • Not applicable
Data verified 3 Jul 2026 — see our methodology
sliceRuPay logoclassicentryLifetime free
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Rewards and Benefits

Rewards Rate
2% on upi spend (cap 500 cashback inr / monthly)
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • UPI linkage — RuPay credit card fully integrated with UPI apps (GPay / PhonePe / Paytm) for scan-and-pay.
  • App-first lifecycle — Application, limit management, statements and repayment all in the slice app.

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 1.0% = ₹150/mo
  • Groceries₹8,000 · 1.0% = ₹80/mo
  • Dining & food delivery₹8,000 · 1.0% = ₹80/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 1.0% = ₹100/mo
  • Utilities & bills₹5,000 · 1.0% = ₹50/mo
Est.net rewards for this spend, realistic
₹5,520/yr

₹5,520 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • entry card issued by slice.
  • Lifetime free — no joining or annual fee.
  • Available on the RuPay network.

Pros & Cons

Pros
  • Lifetime-free — no joining or annual fee.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 2% on upi spend (cap 500 cashback inr / monthly)
    2% cashback on UPI-QR spends via the slice UPI card.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Other benefits

  • UPI linkage. RuPay credit card fully integrated with UPI apps (GPay / PhonePe / Paytm) for scan-and-pay.
  • App-first lifecycle. Application, limit management, statements and repayment all in the slice app.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–65
Credit score
700+
Income (salaried)
₹2,40,000 p.a.
Income (self-employed)
₹2,40,000 p.a.
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