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Credit Cards · India

slice UPI Credit Card (RuPay)

Updated 15 Apr 2026Source-linked

The slice UPI Credit Card (RuPay) is a entry credit card from slice, with a joining fee of ₹0 + GST.

It earns up to 2% back on upi spend spends in the form of cashback.

slice
slice UPI Credit Card (RuPay)
RuPay logo
  • Joining FeeFree
  • Annual FeeFree
  • Best Suited ForCashback
  • Reward TypeCashback
Rewards Rate
  • 2% on upi spend (cap 500 cashback inr / monthly)
  • Base 1.00% on other spends
Welcome Benefits
  • Not applicable
sliceRuPay logoclassicentryLifetime free
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Rewards and Benefits

Rewards Rate
2% on upi spend (cap 500 cashback inr / monthly)
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • UPI linkage — RuPay credit card fully integrated with UPI apps (GPay / PhonePe / Paytm) for scan-and-pay.
  • App-first lifecycle — Application, limit management, statements and repayment all in the slice app.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • entry card issued by slice.
  • Lifetime free — no joining or annual fee.
  • Available on the RuPay network.

Pros & Cons

Pros
  • Lifetime-free — no joining or annual fee.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 2% on upi spend (cap 500 cashback inr / monthly)
    2% cashback on UPI-QR spends via the slice UPI card.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Other benefits

  • UPI linkage. RuPay credit card fully integrated with UPI apps (GPay / PhonePe / Paytm) for scan-and-pay.
  • App-first lifecycle. Application, limit management, statements and repayment all in the slice app.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
18–65
Credit score
700+
Income (salaried)
₹2,40,000 p.a.
Income (self-employed)
₹2,40,000 p.a.
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