EaseMyTrip Standard Chartered Credit Card
The EaseMyTrip Standard Chartered Credit Card is a entry co-branded credit card from Standard Chartered Bank and EaseMyTrip, with a joining fee of ₹350 + GST.
It earns up to 10 pts per ₹100 (≈2.5% value) on EaseMyTrip spends in the form of 360 reward points (points).
Cardholders get 8 annual domestic airport lounge access.
- Joining Fee₹350
- Annual Fee₹350
- Best Suited ForTravel
- Reward Type360 Reward Points (points)
- 10 pts per ₹100 on travel bookings
- Base 0.25% on other spends
- Not applicable
Rewards and Benefits
- EaseMyTrip booking discounts — Flat 20% instant discount on hotels + 10% off domestic/international flights (capped) on EaseMyTrip website/app with promo code EMTSCB; ₹125 off bus bookings.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
- Travel & hotels₹250/mo
You spend ₹10,000 · earns 2.5% = ₹250 uncapped
- Valued at realized redemption value
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.3% = ₹38/mo
- Groceries₹8,000 · 0.3% = ₹20/mo
- Dining & food delivery₹8,000 · 0.3% = ₹20/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Utilities & bills₹5,000 · 0.3% = ₹13/mo
₹4,080 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded entry card by Standard Chartered Bank and EaseMyTrip.
- Joining / annual fee of ₹350 + GST, waived on annual spends of ₹50,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual).
Pros & Cons
- Annual fee waivable on ₹50,000 spend.
- Complimentary domestic airport lounge access (8/annual).
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Accelerated rewards
- 10 pts per ₹100 on travel bookings10 Reward Points per ₹100 on standalone hotel & airline bookings; 1 RP per ₹100 on all other retail (1 RP = ₹0.50). Instant booking discounts (20% hotels / 10% flights via EaseMyTrip app, promo EMTSCB) are separate — see benefits.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
Airport lounge access
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000.
Other benefits
- EaseMyTrip booking discounts. Flat 20% instant discount on hotels + 10% off domestic/international flights (capped) on EaseMyTrip website/app with promo code EMTSCB; ₹125 off bus bookings.
Sources
- : www.sc.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 720+
- Income (salaried)
- ₹3,60,000 p.a.
- Income (self-employed)
- ₹3,60,000 p.a.