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Credit Cards · India

Standard Chartered Platinum Rewards Credit Card

Updated 5 Jul 2026Source-linked

The Standard Chartered Platinum Rewards Credit Card is a entry credit card from Standard Chartered Bank, with a joining fee of ₹250 + GST.

It earns up to 5 pts per ₹150 (≈0.7% value) on dining fuel spends in the form of 360 reward points (points).

Standard Chartered Bank logo
Standard Chartered Platinum Rewards Credit Card
Visa logo
  • Joining Fee₹250
  • Annual Fee₹250
  • Best Suited ForDining
  • Reward Type360 Reward Points (points)
Rewards Rate
  • 5 pts per ₹150 on dining fuel
  • Base 0.15% on other spends
Welcome Benefits
  • Not applicable
Data verified 5 Jul 2026 — see our methodology
Standard Chartered Bank logoSCBVisa logoplatinumentry
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Rewards and Benefits

Rewards Rate
5 pts per ₹150 on dining fuel
Base 0.15% on other spends.
Reward Redemption
360 Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

  • Dining & food delivery₹59/mo

    You spend ₹8,000 · earns 0.7% = ₹59 uncapped

    • Valued at realized redemption value
  • Fuel₹29/mo

    You spend ₹4,000 · earns 0.7% = ₹29 uncapped

    • Valued at realized redemption value

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 0.1% = ₹22/mo
  • Groceries₹8,000 · 0.1% = ₹12/mo
  • Travel & hotels₹10,000 · 0.1% = ₹15/mo
  • Utilities & bills₹5,000 · 0.1% = ₹7/mo
Est.net rewards for this spend, realistic
₹1,725/yr

₹1,725 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹6,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • entry card issued by Standard Chartered Bank.
  • Joining / annual fee of ₹250 + GST, waived on annual spends of ₹6,000.
  • Available on the Visa network.

Pros & Cons

Pros
  • Annual fee waivable on ₹6,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 5 pts per ₹150 on dining fuel
    5 Reward Points per ₹150 on fine-dining & fuel (no limit); 1 RP per ₹150 on other categories.

Exclusions

The following spend categories earn no rewards on this card:

  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹4,000.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
Tagsentrypointsdiningfuel