Standard Chartered Priority Banking Visa Infinite Credit Card
The Standard Chartered Priority Banking Visa Infinite Credit Card is a super premium credit card from Standard Chartered Bank, with a joining fee of ₹0 + GST.
It earns up to 5 pts per ₹100 (≈4.5% value) on overseas fashion spends in the form of 360 reward points (points).
Cardholders get 1 quarterly domestic + 2 quarterly international airport lounge access.
- Joining FeeFree
- Annual FeeFree
- Best Suited ForLifestyle & travel
- Reward Type360 Reward Points (points)
- 5 pts per ₹100 on overseas fashion
- Base 1.80% on other spends
- Not applicable
SCBinfinitesuper premiumLifetime freeRewards and Benefits
- air accident: ₹1,00,00,000
- travel medical: ₹45,00,000
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 1.8% = ₹270/mo
- Groceries₹8,000 · 1.8% = ₹144/mo
- Dining & food delivery₹8,000 · 1.8% = ₹144/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 1.8% = ₹180/mo
- Utilities & bills₹5,000 · 1.8% = ₹90/mo
₹9,936 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- super premium card issued by Standard Chartered Bank.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (1/quarterly) + international (2/quarterly).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
- Lifetime-free — no joining or annual fee.
- Strong base reward rate of 1.80%.
- Low forex markup of 2.00% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Accelerated earn worth ≈4.5% on overseas fashion.
- No rewards on fuel spends.
Accelerated rewards
- 5 pts per ₹100 on overseas fashion5 Reward Points per ₹100 spent overseas or on retail fashion; 2 RP per ₹100 on all other spends.
- No per-cycle cap on the 5 RP/₹100 overseas/retail-fashion accelerated points per the SC Priority Visa Infinite product page + MITC (retrieved 2026-07-05); MITC lists only a ₹99 redemption fee + 3.5% forex, no earn cap. Confidence medium.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Insurance benefits
- air accident: ₹1,00,00,000
- travel medical: ₹45,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000.
Sources
- : www.sc.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- —
- Income (self-employed)
- —