Standard Chartered Priority Banking Visa Infinite Credit Card
Updated 3 Jul 2026Source-linked
The Standard Chartered Priority Banking Visa Infinite Credit Card is a super premium credit card from Standard Chartered Bank, with a joining fee of ₹0 + GST.
It earns up to 5 pts per ₹100 (≈2.5% value) on overseas fashion spends in the form of 360 reward points (points).
Cardholders get 1 quarterly domestic + 2 quarterly international airport lounge access.
Standard Chartered Priority Banking Visa Infinite Credit Card
- Joining FeeFree
- Annual FeeFree
- Best Suited ForLifestyle & travel
- Reward Type360 Reward Points (points)
Rewards Rate
- 5 pts per ₹100 on overseas fashion
- Base 1.00% on other spends
Welcome Benefits
- Not applicable
SCBinfinitesuper premiumLifetime freeRewards and Benefits
Rewards Rate
5 pts per ₹100 on overseas fashion
Base 1.00% on other spends.
Reward Redemption
360 Rewards: Redeem at ₹0.5 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
1 visit each quarterly.
International Lounge Access
2 visits each quarterly.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- air accident: ₹1,00,00,000
- travel medical: ₹45,00,000
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.00%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- super premium card issued by Standard Chartered Bank.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (1/quarterly) + international (2/quarterly).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
- Low forex markup of 2.00% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
Cons
- No rewards on fuel spends.
Accelerated rewards
- 5 pts per ₹100 on overseas fashion5 Reward Points per ₹100 spent overseas or on retail fashion; 2 RP per ₹100 on all other spends.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
1 visit(s) / quarterly. Via visa.
International
2 visit(s) / quarterly. Via priority-pass.
2 international lounge visits per quarter for FUM-qualified clients.
Insurance benefits
- air accident: ₹1,00,00,000
- travel medical: ₹45,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000.
Sources
- : www.sc.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- —
- Income (self-employed)
- —