Standard Chartered Super Value Titanium Credit Card
Updated 3 Jul 2026Source-linked
The Standard Chartered Super Value Titanium Credit Card is a entry credit card from Standard Chartered Bank, with a joining fee of ₹750 + GST.
It earns up to 5 pts per ₹150 (≈1.7% value) on fuel spends in the form of 360 reward points (points).
Standard Chartered Super Value Titanium Credit Card
- Joining Fee₹750
- Annual Fee₹750
- Best Suited ForCashback
- Reward Type360 Reward Points (points)
Rewards Rate
- 5 pts per ₹150 on fuel (cap 200 cashback inr / monthly)
- 5 pts per ₹150 on utilities (cap 100 cashback inr / monthly)
- 5 pts per ₹150 on telephone (cap 100 cashback inr / monthly)
- Base 0.33% on other spends
Welcome Benefits
- Not applicable
SCBplatinumentryRewards and Benefits
Rewards Rate
5 pts per ₹150 on fuel (cap 200 cashback inr / monthly)
5 pts per ₹150 on utilities (cap 100 cashback inr / monthly)
5 pts per ₹150 on telephone (cap 100 cashback inr / monthly)
Base 0.33% on other spends.
Reward Redemption
360 Rewards: Redeem at ₹0.5 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹60,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by Standard Chartered Bank.
- Joining / annual fee of ₹750 + GST, waived on annual spends of ₹60,000.
- Available on the Visa network.
Pros & Cons
Pros
- Annual fee waivable on ₹60,000 spend.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No complimentary airport lounge access.
Accelerated rewards
- 5 pts per ₹150 on fuel (cap 200 cashback inr / monthly)5% cashback on fuel (max ₹100/txn, ₹200/month); transactions up to ₹2,000 eligible.
- 5 pts per ₹150 on utilities (cap 100 cashback inr / monthly)5% cashback on utility bills (min txn ₹750, max ₹100/txn, ₹100/month).
- 5 pts per ₹150 on telephone (cap 100 cashback inr / monthly)5% cashback on phone/telephone bills (min txn ₹750, max ₹100/txn, ₹100/month).
Capping rules
- Each 5% category (fuel/phone/utility) capped ₹100/txn; fuel ₹200/month, phone ₹100/month, utility ₹100/month.
Exclusions
The following spend categories earn no rewards on this card:
- wallet loads
- rent
- insurance premiums
- emi
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000.
Sources
- : www.sc.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 720+
- Income (salaried)
- ₹3,60,000 p.a.
- Income (self-employed)
- ₹3,60,000 p.a.