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Credit Cards · India

YES Bank FinBooster Credit Card

Updated 3 Jul 2026Source-linked

The YES Bank FinBooster Credit Card is a entry co-branded credit card from YES Bank and FinBooster, with a joining fee of ₹0 + GST.

It earns up to 10 pts per ₹200 (≈0.9% value) on FinBooster spends in the form of yes rewardz points (points).

YES Bank logo
YES Bank FinBooster Credit Card
Mastercard logo
  • Joining FeeFree
  • Annual FeeFree
  • Best Suited ForCo-brand rewards
  • Reward TypeYES Rewardz Points (points)
Rewards Rate
  • 10 pts per ₹200 on online dining
  • Base 0.18% on other spends
Welcome Benefits
  • Not applicable
Data verified 3 Jul 2026 — see our methodology
YES Bank logoYESMastercard logoplatinumentryLifetime freeCo-brand · FinBooster
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Rewards and Benefits

Rewards Rate
10 pts per ₹200 on online dining
Base 0.18% on other spends.
Reward Redemption
YES Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

  • Online shopping₹135/mo

    You spend ₹15,000 · earns 0.9% = ₹135 uncapped

    • Valued at realized redemption value
  • Dining & food delivery₹72/mo

    You spend ₹8,000 · earns 0.9% = ₹72 uncapped

    • Valued at realized redemption value

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Groceries₹8,000 · 0.2% = ₹14/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 0.2% = ₹18/mo
  • Utilities & bills₹5,000 · 0.2% = ₹9/mo
Est.net rewards for this spend, realistic
₹2,981/yr

₹2,981 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • Co-branded entry card by YES Bank and FinBooster.
  • Lifetime free — no joining or annual fee.
  • Available on the Mastercard network.

Pros & Cons

Pros
  • Lifetime-free — no joining or annual fee.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 10 pts per ₹200 on online dining
    5X reward points on online dining (10 YES Rewardz per ₹200); 2 per ₹200 base.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹5,000.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–60
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
Tagsentrypointsonlinediningco brandlifetime free