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Credit Cards · India

YES Bank Marquee Credit Card

Updated 5 Jul 2026Source-linked

The YES Bank Marquee Credit Card is a super premium credit card from YES Bank, with a joining fee of ₹4,999 + GST.

It earns up to 24 pts per ₹200 (≈3.0% value) on international spend spends in the form of yes reward points (points).

Cardholders get unlimited annual domestic + unlimited annual international airport lounge access, plus 10,000 yes reward points + amazon / flipkart voucher worth ₹10,000 as a welcome benefit.

YES Bank logo
YES Bank Marquee Credit Card
Mastercard logo
  • Joining Fee₹9,999
  • Annual Fee₹4,999
  • Best Suited ForTravel
  • Reward TypeYES Reward Points (points)
Rewards Rate
  • 24 pts per ₹200 on international spend (cap 100000 points / statement)
  • Base 1.50% on other spends
Welcome Benefits
  • 10,000 YES Reward Points + Amazon / Flipkart voucher worth ₹10,000
Data verified 5 Jul 2026 see our methodology
YES Bank logoYESMastercard logoworld elitesuper premium

Rewards and Benefits

Rewards Rate
24 pts per ₹200 on international spend (cap 100000 points / statement)
Base 1.50% on other spends.
Reward Redemption
YES Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
10,000 YES Reward Points + Amazon / Flipkart voucher worth ₹10,000
Milestone Rewards
N/A
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
  • air accident: ₹3,00,00,000
  • travel medical: ₹2,50,00,000
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 1.5% = ₹225/mo
  • Groceries₹8,000 · 1.5% = ₹120/mo
  • Dining & food delivery₹8,000 · 1.5% = ₹120/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 1.5% = ₹150/mo
  • Utilities & bills₹5,000 · 0.0% = ₹0/mo
Est.net rewards for this spend, realistic
₹2,381/yr

₹7,380 rewards − ₹4,999 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹25,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.00%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • super premium card issued by YES Bank.
  • Joining / annual fee of ₹4,999 + GST, waived on annual spends of ₹25,00,000.
  • Available on the Mastercard network.
  • Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).
  • Insurance cover bundled: air accident, travel medical.

Pros & Cons

Pros
  • Annual fee waivable on ₹25,00,000 spend.
  • Strong base reward rate of 1.50%.
  • Low forex markup of 1.00% — suited to international spends.
  • Complimentary international airport lounge access.
  • 24/7 concierge service.
  • Accelerated earn worth ≈3.0% on international spend.
Cons
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹12,500 welcome benefit

  • 10,000 YES Reward Points + Amazon / Flipkart voucher worth ₹10,000
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 24 pts per ₹200 on international spend (cap 100000 points / statement)
    Online (incl. intl online) capped 1,00,000 YES Rewardz pts/cycle, then offline rate.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi
  • utilities

Airport lounge access

Domestic
Unlimited visit(s) / annual. Via mastercard, dreamfolks. Guests: 2.
International
Unlimited visit(s) / annual. Via priority-pass. Guests: 2.

Insurance benefits

  • air accident: ₹3,00,00,000
  • travel medical: ₹2,50,00,000

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹5,000.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
780+
Income (salaried)
₹30,00,000 p.a.
Income (self-employed)
₹30,00,000 p.a.
Tagssuper premiumlow forexpointstravel