YES Bank Wellness Credit Card
Updated 3 Jul 2026Source-linked
The YES Bank Wellness Credit Card is a entry credit card from YES Bank, with a joining fee of ₹499 + GST.
It earns up to 20 pts per ₹200 (≈1.8% value) on chemist pharmacy spends in the form of yes rewardz points (points).
Welcome benefit: Amazon voucher worth ₹300 + complimentary health check-up.
YES Bank Wellness Credit Card
- Joining Fee₹499
- Annual Fee₹499
- Best Suited ForEveryday spends
- Reward TypeYES Rewardz Points (points)
Rewards Rate
- 20 pts per ₹200 on chemist pharmacy
- Base 0.36% on other spends
Welcome Benefits
- Amazon voucher worth ₹300 + complimentary health check-up
YESplatinumentryRewards and Benefits
Rewards Rate
20 pts per ₹200 on chemist pharmacy
Base 0.36% on other spends.
Reward Redemption
YES Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
Amazon voucher worth ₹300 + complimentary health check-up
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- 24x7 doctor consultations — Complimentary 24x7 consultations with doctors + digital health assessment with face scan.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by YES Bank.
- Joining / annual fee of ₹499 + GST.
- Available on the Mastercard network.
Pros & Cons
Pros
No derived pros.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
₹300 welcome benefit
- Amazon voucher worth ₹300 + complimentary health check-upComplimentary health check-up availedWindow: 90 days from issuance.
Accelerated rewards
- 20 pts per ₹200 on chemist pharmacy20 YES Rewardz per ₹200 at Chemists/Pharmaceutical stores (MCC 5912); 4 per ₹200 on other categories.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000.
Other benefits
- 24x7 doctor consultations. Complimentary 24x7 consultations with doctors + digital health assessment with face scan.
Sources
- : www.yes.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 700+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.