YES Bank Wellness Plus Credit Card
Updated 3 Jul 2026Source-linked
The YES Bank Wellness Plus Credit Card is a mid credit card from YES Bank, with a joining fee of ₹1,499 + GST.
It earns up to 30 pts per ₹200 (≈2.7% value) on chemist pharmacy spends in the form of yes rewardz points (points).
Cardholders get 4 annual domestic airport lounge access, plus amazon voucher worth ₹500 + complimentary health check-up as a welcome benefit.
YES Bank Wellness Plus Credit Card
- Joining Fee₹1,499
- Annual Fee₹1,499
- Best Suited ForEveryday spends
- Reward TypeYES Rewardz Points (points)
Rewards Rate
- 30 pts per ₹200 on chemist pharmacy
- Base 0.54% on other spends
Welcome Benefits
- Amazon voucher worth ₹500 + complimentary health check-up
YESworldmidRewards and Benefits
Rewards Rate
30 pts per ₹200 on chemist pharmacy
Base 0.54% on other spends.
Reward Redemption
YES Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
Amazon voucher worth ₹500 + complimentary health check-up
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- 24x7 doctor consultations + fitness sessions — Complimentary 24x7 doctor consultations, complimentary fitness sessions, and digital health assessment with face scan.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- mid card issued by YES Bank.
- Joining / annual fee of ₹1,499 + GST.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
Pros
- Complimentary domestic airport lounge access (4/annual).
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹500 welcome benefit
- Amazon voucher worth ₹500 + complimentary health check-upAvailed within 90 days of card issuance/renewalWindow: 90 days from issuance.
Accelerated rewards
- 30 pts per ₹200 on chemist pharmacy30 YES Rewardz per ₹200 at Chemists/Pharmaceutical stores (MCC 5912); 6 per ₹200 on other categories.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
4 visit(s) / annual. Via mastercard, dreamfolks.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000.
Other benefits
- 24x7 doctor consultations + fitness sessions. Complimentary 24x7 doctor consultations, complimentary fitness sessions, and digital health assessment with face scan.
Sources
- : www.yes.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 720+
- Income (salaried)
- ₹5,00,000 p.a.
- Income (self-employed)
- ₹5,00,000 p.a.