YES Bank Wellness Plus Credit Card
The YES Bank Wellness Plus Credit Card is a mid credit card from YES Bank, with a joining fee of ₹1,499 + GST.
It earns up to 30 pts per ₹200 (≈2.7% value) on chemist pharmacy spends in the form of yes rewardz points (points).
Cardholders get 4 annual domestic airport lounge access, plus amazon voucher worth ₹500 + complimentary health check-up as a welcome benefit.
- Joining Fee₹1,499
- Annual Fee₹1,499
- Best Suited ForEveryday spends
- Reward TypeYES Rewardz Points (points)
- 30 pts per ₹200 on chemist pharmacy
- Base 0.54% on other spends
- Amazon voucher worth ₹500 + complimentary health check-up
YESworldmidRewards and Benefits
- 24x7 doctor consultations + fitness sessions — Complimentary 24x7 doctor consultations, complimentary fitness sessions, and digital health assessment with face scan.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.5% = ₹81/mo
- Groceries₹8,000 · 0.5% = ₹43/mo
- Dining & food delivery₹8,000 · 0.5% = ₹43/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.5% = ₹54/mo
- Utilities & bills₹5,000 · 0.5% = ₹27/mo
₹2,981 rewards − ₹1,499 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- mid card issued by YES Bank.
- Joining / annual fee of ₹1,499 + GST.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
- Complimentary domestic airport lounge access (4/annual).
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹500 welcome benefit
- Amazon voucher worth ₹500 + complimentary health check-upAvailed within 90 days of card issuance/renewalWindow: 90 days from issuance.
Accelerated rewards
- 30 pts per ₹200 on chemist pharmacy30 YES Rewardz per ₹200 at Chemists/Pharmaceutical stores (MCC 5912); 6 per ₹200 on other categories.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000.
Other benefits
- 24x7 doctor consultations + fitness sessions. Complimentary 24x7 doctor consultations, complimentary fitness sessions, and digital health assessment with face scan.
Sources
- : www.yes.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 720+
- Income (salaried)
- ₹5,00,000 p.a.
- Income (self-employed)
- ₹5,00,000 p.a.